Escobar Insurance Agency

Escobar Insurance Agency

45 Waverley Dr. Suite I Frederick MD 21702

1136 Opal Ct. Hagerstown MD 21740

 
(301) 620-0950

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No matter how careful you are events will happen in your life or business that are out of your control. During these times, having the right coverage can be the difference between bankruptcy or recovery. Our agency is here to provide our clients with a wide and extensive range of insurance products and options.

Auto

Automobile insurance is coverage for cars, trucks, motorcycles, and any other type of on or off road vehicle. Its primary use is to provide financial protection against physical damage or bodily injury resulting from collisions and against liability that could also arise from an accident. This type of coverage may additionally offer protection against theft and against damage to the vehicle sustained from events other than traffic collisions. Vehicle insurance not only ensures you stay in compliance with state law, which keeps you from incurring fines for not having it but also provides peace of mind by covering your expenses if and when you have an accident. Escobar Insurance offers the following kinds of vehicle coverage:

  • Private Passenger Automobile Insurance
  • Roadside Assistance & Rental Car Reimbursement
  • Recreational Vehicle (RV) & Camper Insurance 
  • ATV & Off Road Vehicle Insurance
  • Boat Insurance
  • GAP coverage for financed vehicles
Insurance Papers


Homeowners/
Renters

Purchasing homeowners or renters insurance is a great way to cover the cost of replacing your property & personal items lost during a disaster, such as a fire or severe weather related event. Often your policy will cover the cost of hotel stays while you relocate to a new residence or your home is being rebuilt or repaired. Other coverages will protect you against liability claims that may happen on your property and unfortunate events such as break-ins and thefts. Some of these property coverages include:

  • Homeowners Insurance
  • Renters Insurance
  • Condominium Insurance
  • Fire Dwelling Insurance
  • Mobile/Motor Home Insurance
  • Vacant Property Insurance

Retail Owners

Business

Owning a business is exciting but it also comes with many risks. That's why we carry a wide variety of insurance products to cover every contingency that may occur to your business including liability insurance and worker's compensation. We can cover your employees medical expenses and lost wages due to work related accidents and injuries. Our agency can also issue bonds for those companies requiring special licensing  or insurance filings at the state or federal level. Some of our commercial line products include:

  • Commercial Automobile
  • Commercial Property
  • General Liability
  • Professional Liability
  • Business Owners Policies 
  • Worker's Compensation
  • Inland Marine Coverage
  • Umbrella/Excess Coverage
  • Surety Bonds
  • License Bonds

Life

Life insurance ensures your loved ones will have the funds to pay for final expenses and any additional bills or financial needs they may incur after you have passed on. We recommend whole life insurance policies because they are a great investment tool that build up cash value over time and they can also be cashed in at the end of a policy. A great money saving alternative are term life policies. Some of our life insurance options include:

  • Term Life Insurance
  • Whole Life Policies
  • Universal Life Policies
  • Long-Term Care